Published
2 years agoon
Byline: Agriculture Desk
In a world where agriculture is increasingly driven by technology and innovation, outdated policies continue to hinder aspiring agripreneurs from accessing critical financing. The Blended Finance Scheme, a flagship initiative by the Land Bank to boost agricultural productivity, is under fire for requiring applicants to be full-time farmers—regardless of whether they employ professional farm managers or leverage advanced agricultural models.

This policy has sparked widespread debate among farmers and agricultural investors, with critics arguing that it reinforces subsistence farming practices and excludes a growing class of modern agripreneurs.
Case in Point: The Engineer-Turned-Farmer
Themba Ndlovu, an engineer from Limpopo, is one of many who have felt the sting of this rigid policy. Despite investing heavily in his family farm—introducing state-of-the-art irrigation, drones, and employing a skilled farm manager—Ndlovu’s application for funding was rejected because he does not farm full-time.
“This is about more than just me,” Ndlovu told reporters. “There are so many people with the resources and vision to transform agriculture, but they’re being excluded because they don’t fit an outdated mold of what a farmer should be.”
Ndlovu’s story has since gone viral, igniting a conversation about what it means to be a farmer in the 21st century.
Policy at Odds with Modern Agriculture
Critics argue that the full-time farmer requirement fails to account for the changing face of agriculture. Today, farming is no longer confined to subsistence practices or manual labor. Instead, it has evolved into a business that requires strategic planning, technological investments, and professional management.
“Not every farmer needs to be in the field from dawn to dusk,” says agricultural economist Dr. Linda Mkhize. “The sector needs visionary leaders, investors, and entrepreneurs who can delegate daily operations to skilled managers while focusing on innovation and growth.”
Dr. Mkhize believes the current policy sends the wrong message and risks alienating a new generation of agripreneurs.
Reinforcing Subsistence Mindsets?
Many believe the Land Bank’s approach inadvertently keeps agriculture tied to subsistence-level practices, stalling efforts to modernize and scale up the sector. By excluding part-time farmers or investors who rely on farm managers, the scheme misses out on opportunities to support enterprise agriculture.
“Why are we stuck on the idea that only full-time farmers are real farmers?” asks agricultural advocate Sipho Dlamini. “This mindset limits the potential of blended finance to drive economic growth and innovation in agriculture.”
Call for Change
Farmers and agribusiness experts are now calling for the Land Bank and other policymakers to adopt a more inclusive approach. They are urging for a broader definition of “farmer” that includes investors, part-time professionals, and those leveraging technology and professional management to run their farms.
Additionally, they emphasize the need for greater literacy and awareness within the agricultural sector, ensuring that financial institutions and policymakers understand the realities of modern farming.
“If we want agriculture to thrive, we need to redefine what it means to be a farmer,” says Ndlovu. “This is about unlocking potential and creating a future where agriculture is seen as a business, not just a way of life.”
As the conversation continues, all eyes are on the Land Bank to see whether it will adapt its policies to match the evolving landscape of agriculture—or risk leaving a generation of innovators behind.
Over the years, I have found it challenging to define myself solely by an academic qualification, trade, or occupation. My eagerness to learn, especially about how to build and deploy capital, has allowed me to accumulate diverse experiences in a short span of time. Through this journey, I have discovered that at my core, I am a storyteller. I tell the stories of corporations, their heritage, and the individuals who act in their name. I explore the role of these institutions in fulfilling the promise of a better Africa, and, most importantly, the causal link between the rule of law and economic development. As a fellow believer in Africa’s potential, can I count on you to be a point of light in securing our continent’s future?
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